Environmental Impairment Liability (EIL)

The Environmental Liability Directive focuses on new regulations for environmental damage (to nature, water and soil) rather than traditional damages (such as bodily injury, property damage and financial losses).

The purpose of the directive is to protect and restore the environment rather than merely indemnifying third parties. In this context the protection provided by a standard Public Liability policy is quite limited, covering only third party bodily injury or property damage resulting from a sudden and accidental incident.

JLT has developed an Environmental Impairment Liability policy which combines many distinguished features available across the Environmental Impairment Liability (EIL) market. It is accessible to all businesses that have a potential exposure in this area. This policy will provide cover for clean-up and mitigation costs, as well as Business Interruption, Third Party Liability and Defence Costs.

The benefits include:

  • Exclusive wording only available through JLT
  • Speed and ease of being able to obtain a quotation
  • The covers within the policy are flexible and can be structured to your needs meaning that you do not buy cover that you do not require and therefore, the policy is cost effective
  • The policy provides Mitigation Expenses' to prevent a substantial pollution incident from occurring as outlined in the Environmental Damages Regulations 2009
  • The policy will provide indemnity for costs of clean-up of soil or groundwater including lead or asbestos contamination.

More information is available in our brochure along with claims examples and illustrations.

JLT Contact Details

Graham Terrell

JLT Specialty Limited
The St Botolph Building
London, EC3A 7AW
[T]: (0)20 7528 4594


Environmental Impairment Liability (EIL) Brochure 

With new statutory provisions recently enforced across the EU and an increasing trend of large group litigations against many spheres of industry, it has become clear that many sectors are likely to have significant exposure to Environmental Liability.


A different view of environmental liability exposures. 

Prudent companies protect themselves against property damage and third party liabilities as a consequence of flood, but many may still overlook their environmental liability exposure in the wake of such a natural disaster.


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