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The purpose of the directive is to protect and restore the environment rather than merely indemnifying third parties. In this context the protection provided by a standard Public Liability policy is quite limited, covering only third party bodily injury or property damage resulting from a sudden and accidental incident.
JLT has developed an Environmental Impairment Liability policy which combines many distinguished features available across the Environmental Impairment Liability (EIL) market. It is accessible to all businesses that have a potential exposure in this area. This policy will provide cover for clean-up and mitigation costs, as well as Business Interruption, Third Party Liability and Defence Costs.
The benefits include:
More information is available in our brochure along with claims examples and illustrations.
With new statutory provisions recently enforced across the EU and an increasing trend of large group litigations against many spheres of industry, it has become clear that many sectors are likely to have significant exposure to Environmental Liability.
Prudent companies protect themselves against property damage and third party liabilities as a consequence of flood, but many may still overlook their environmental liability exposure in the wake of such a natural disaster.