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Regional UK Contractors

Insurance policies for regional contractors frequently contain standardised wording, onerous warranties and conditions that can leave you uninsured in the event of a major loss. Commonplace examples include limits on the nature of work you may undertake, unworkable conditions - relating to heat, for instance - and exclusions such as those relating to design defects.

Setting adequate limits is essential to ensure that you are adequately covered. Effective claims management and the maintenance of claims records are also key elements of your insurance arrangements.

JLT's UK Contractors team combines the expertise of the London market's largest construction practice with regional specialists. This means that we can offer you:

• market leverage -placing over £275m construction premium annually gives us substantial influence in the market
• market knowledge - we work in construction full time so are fully aware of the latest developments in the insurance market
• bespoke policies - we tailor your coverage to your specific needs
• specialist support - extensive knowledge of construction and the insurance and risk issues.

Based in London, Manchester, Birmingham, Leeds and Southampton, our regional specialists are available to offer you:

• a full broking service for your specialist contractors insurances and other requirements, such as motor and engineering inspection
• critical analysis of your current coverage and risk protection
• benchmarking of current limits and premiums -our UK contractor clients' combined turnover exceeds £18 billion. This means we have the information with which to provide a comprehensively benchmark your current programme to ensure you remain competitive.

At JLT we are committed to improving the quality of cover and service available to regional contractors. And with our understanding of all sectors of the construction industry, from tunnelling to roofing, we offer you a full account service, covering you for both site and non-site risks.