Wealth Management

At JLT, we believe in a culture where long-lasting client relationships and first-class service is central. And this ethos - owing to the exacting requirements of clients - is no more evident than in JLT's Private Clients service, which produces solutions for people that have a special requirement for wealth management. These individually-tailored solutions include:

Investment-portfolio construction and monitoring

JLT Private Clients can assess your investment requirements, review your existing portfolio, and advise about other investments that may be suitable for you and in doing so can provide access to a vast range of investment funds.

Retirement funding

Whether you are just starting to plan for your retirement, or want to fine-tune your existing strategy, or need to maximise your investments because you are approaching retirement, JLT Private Clients can help. From in-house, specialist Self Invested Personal Pension administration to a broad range of external funds tailored to satisfy your risk and reward profile, our consultants can shape a personal retirement plan that builds your capital, maintains its growth, and keeps pace with your personal needs, as well as the problem of inflation, in retirement.

Inheritance-tax (IHT) planning

At JLT Private Clients our intention is to minimise your Inheritance Tax liability in the most effective manner whilst ensuring that you retain adequate benefits and income to enjoy your life. We can offer professional advice to ensure you use your IHT exemption to the full, tailored strategies to reduce IHT liabilities, and use our great awareness of IHT legislative change to advise how it affects you.

Personal/Keyman protection

Life assurance and income protection are an essential part of financial planning. We review the consequences of tragic events such as death or incapacity and illustrate how they may affect your family life. We will then structure an appropriate solution to minimise the financial consequences of such an event. JLT Private Clients provides:

• Online quotation systems to give a quick indication of the cost of cover
• Independent advice on suitable products to provide appropriate cover
• Close relationships with insurers that can help to ensure an efficient underwriting process
• Flexible contracts that change with your circumstances

We all like to plan for the best. But we shouldn't forget to protect against the worst.